DIMCredits Whitepaper

DIMCredits

Decentralized Insurance for Mutual Credits

February 2024

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Edgar García de Pereda

Software engineer

@Edgargdpg

TABLE OF CONTENTS

Introduction

History

What is DIMCredits?

Core Concepts of DMAS and Holochain

Decentralized Multi-Agent Systems (DMAS)

What are DMASs?

Associated DePIN network

Information storage mechanism

Validations

Identity management

Mutual currencies

1.- Communities of prosumers.

2.- Communities of producers, consumers, and/or prosumers.

Use cases

An example, a Twitter clone

Community

Conclusion

Insurance and scaling mutual currencies

Security in mutual currencies

Existing solutions

Centralized credit insurance

Sharing economy

Blockchain-based parametric insurance

DIMCredits design

Governance

Workflows

Agents Definition

Insurer Agent

Debtor

Creditor

Reserve accounts

Broker

Validator

Transactions

DICs exchange

Agreement request

Legal

Bibliography and references