# Creditor

A creditor can be seen as an owner or producer in a community. She needs the following features to operate getting the advantages of DIMCredits

1. Validation.
   1. Check the reputation of an agent.
   2. Check the DIMCredits reserve account balance.
2. Request insurance.
3. Pay fees.
4. Unlock keys to debtors.
5. Proof of service. Or key agent record usage.
6. Receive credits.
7. Gossiping for good or bad reputation.
8. Ask for coverage when a debtor fails.
9. Check their own transactions before committing them.
